AI in Financial Services 2025: Boosting Efficiency & Ethical Governance Every single financial services firm surveyed in 2024 increased their AI and machine learning investments in financial services without exception. Half of those companies boosted spending by more than 25%. Banks now rely on AI-driven decision-making in banking to make over 4 million decisions daily from underwriting loans to detecting fraud with projections soaring to 10 million by the end of 2025. https://www.aibmag.com/industry-spotlight/ai-in-financial-services-2025-efficiency-ethics/