A UK Spouse Visa refusal is a heartbreaking and expensive setback. Understanding the most common pitfalls is your best defence. At Asher & Tomar, we have successfully overturned numerous refusals and, more importantly, helped countless clients avoid them in the first place. Here are the top 5 reasons for refusal and how to steer clear of them.

1. Failure to Meet the Financial Requirement

This is the number one reason for refusal. Common financial mistakes include:

• Insufficient Income: Not meeting the £18,600 threshold.
• Incorrect Evidence: Providing payslips that don't match bank statement deposits, or bank statements that show the balance dipping below the required savings amount during the 6-month period.
• Unreliable Sources: Using income from cash-in-hand jobs or from sources not permitted under the rules.

How to Avoid It: Meticulously calculate your income or savings. Ensure every financial document is original, official, and tells a consistent story.

2. Insufficient Evidence of a Genuine Relationship

The Home Office needs to see proof that your relationship is real and ongoing. A marriage certificate alone is often not enough, especially in arranged marriages or if you have spent long periods apart.

How to Avoid It: Build a robust evidence portfolio. Include photos from different times, travel tickets, chat logs spanning your relationship, and evidence of shared financial commitments.

3. Failing the English Language Requirement

This seems straightforward, but applicants sometimes provide test certificates from non-approved providers or certificates that have expired.

How to Avoid It: Double-check that your test centre and qualification are on the UKVI's official list of approved providers. Ensure your certificate is still valid on the date of application.

4. Providing Incorrect or Inconsistent Documentation

Discrepancies between your application form and your supporting documents are a major red flag for caseworkers. For example, listing different dates of cohabitation on the form than what your tenancy agreement shows.

How to Avoid It: Review every detail. Cross-reference your application form with every piece of evidence to ensure names, dates, and amounts are perfectly consistent.

5. Not Meeting the Accommodation Requirement

Submitting a tenancy agreement that doesn't explicitly permit all intended occupants to live there, or failing to prove the property won't be overcrowded, can lead to refusal.

How to Avoid It: Provide a property inspection report if necessary and ensure your tenancy agreement or mortgage statement clearly supports your application.

The Asher & Tomar Advantage

Our refusal-proofing service involves a thorough, multi-stage review of your entire application. We look for the inconsistencies and gaps that caseworkers pounce on. Our expertise lies not just in knowing the rules, but in anticipating how they will be applied. Don't leave your future to chance. Partner with Asher & Tomar to build an unshakeable application.

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