What Every Owner-Operator Should Know About Freight Factoring Companies? Operating a trucking company offers independence but also serious cash flow challenges. Waiting 30 to 90 days for shipper payments makes it hard to buy fuel, pay drivers or cover repairs. Freight factoring also called truck invoice factoring solves this by converting invoices into near immediate cash. You sell the invoice to a factoring company at a small discount and receive up to 95 percent of its value often within 24 hours while the factoring firm collects from the customer. This is not a loan you simply sell your receivable. For owner operators and small fleets, freight factoring provides steady working capital eases collections and supports growth without relying on traditional bank financing. Read our blog to know more https://freightfactoringservice.wordpress.com/2025/09/25/what-every-owner-operator-should-know-about-freight-factoring-companies/